With the right Asset Progression Plan, you can choose to:

+

UPGRADE your home

AND buy an 

INCOME GENERATING PROPERTY

OR

BUY 1 or MORE INCOME GENERATING PROPERTIES while retaining your home

The ASSET PROGRESSION PLAN is tailored to your NEEDS and financial COMFORT level. Never do I advise my clients to overstretch themselves. 

​

Let me help you work towards a STABLE and STEADY GROWTH to achieve your financial GOALS!

Many will ask...

Is it the right time to buy?

Can I still afford with the current cooling measures?

​

The answer...

The ones who WAIT will always MISS the boat!

COMMON THINKING No.1

​

Buying investment property is only for the cash rich.

​

With proper asset progression planning, owing a private property home AND investment property can be achieved with $5k salary!

COMMON THINKING No.2

​

Prices are still high now, let's wait for price to drop

​

There is never a BEST time to buy. Properties are long term investments. Why wait when we can START earning passive income TODAY!

COMMON THINKING No.3

​

I want to pay up my housing loan. I don't want more financial commitment.

​

Financial commitment is only a liability if it does not generate income. If it GENERATES INCOME, it is an ASSET. Leverage on your existing property to generate MORE income to achieve financial freedom. 

When was the last time you had a review of your property portfolio?

​

 NOW is the time. 

Properties may be long term assets but like any investment, you need to review with your NEEDS and MARKET to achieve MAXIMUM returns.

Over a cup of coffee, I will share with you:​​

•  CUSTOMIZED ASSET PROGRESSION PLAN for your needs and goals at your financial comfort level.

• IN-DEPTH FINANCIAL CALCULATIONS which will include additional costs such as legal fees, cash outlay, stamp duty, etc.

• 3 PROVEN APPROACHES to buy more than 1 property.

• 3 TIPS to structure property portfolio comprising residential & commercial/ industrial properties.

• EFFECTIVE and LEGAL loan methods to finance your properties.

• 3 STRATEGIES to hedge against an interest rate hike.

• 10 TOP RESIDENTIAL / COMMERCIAL PROPERTIES in the market for best rental yields. 

Here is my client's story...

Mr and Mrs Chew approached me to sell their 2 room condominium to upgrade to a $1.7 million 3 room condo. This would mean a monthly instalment of $4k requiring significant CASH top-up!

I tailored an ASSET PROGRESSION PLAN to help them UPGRADE, 

PLUS another private property for passive income.

+

Now, they live comfortably in a 1.7 million 3 room condo AND earn passive income from a private property worth 800k.

​

All this with LESS cash top-up. 

Plus the chance to sell their 2nd property for profit in future.

WHAT MY CLIENTS SAY

"I truly appreciate the effort Stephen has put into selling our previous HDB flat and then helping us to purchase our first private property.

He was able to help us sell our HDB flat above our expected price in this market is an indication of his good work ethics. More crucially, he was able to help us choose the right property based on our preferences and budget. His knowledge of the market and eye for good projects was instrumental in helping us find the right property to invest in, and with the strategies and road map he has drawn out for us, we will definitely rely on him for our second property purchase in the future.

I will also highly recommend him to my friends and family should they need property related services. Well done Stephen!”
 

 -- MS ZHOU & FAMILY -- 

Accolades: 

​

• Propnex Ambassador Award (5 Year Good Service)

• Commercial/Industrial Workshop 2015 Trainer

• Propnex Absolute Division Top Producer 1st Runner Up May 2016

• Propnex Absolute Division Top Producer Champion 4th Quarter 2015

• Propnex Absolute Division Top Producer 4th Position October 2015

• Propnex Absolute Division Top Producer 1st Runner Up August 2015

• Propnex Absolute Division Top Producer Champion December 2015

• Propnex Absolute Division Top Producer 1st Runner Up May 2015

• Propnex Absolute Division Top Manager Champion December 2014

• Propnex Absolute Division Top Producer Champion September 2014

• Propnex Absolute Division Top Manager Champion August 2014

• Propnex Absolute Division Top Producer 1st Runner Up April 2014

• Propnex Absolute Division Top Manager 1st Runner Up 3rd Quarter 2013

• Propnex Absolute Division Top Producer Champion 3rd Quarter 2013

• Propnex Absolute Division Top Manager Champion July 2013

• Propnex Absolute Division Top Transactor Champion July 2013

• Propnex Absolute Division Top Producer Champion July 2013

Certification: 

​​

• Bachelor Of Business in Banking and Finance, Monash University

• University of International Business And Economics, Beijing, China Business  Exchange Programme

• Bloomberg Product Certification in Equity

• Bloomberg Product Certification in Fixed Income

• Monetary Authority of Singapore (Representative's Licence in Dealing in Securities)

• Agency Leadership Development Program (ALDP) 2013 

• Pricing Mastery Programme (PMP) Graduate 2013

• Sales Mastery Programme (SMP) Graduate 2013

• Commercial Mastery Programme (CMP) Graduate 2012